12-month rolling projections built for agriculture. Seasonal patterns, what-if scenarios for equipment and livestock, and a monthly cash position dashboard — all in Excel. No subscriptions, no cloud, no account required.
For educational use only. Not financial, tax, or accounting advice.
Purchase does not establish an accountant-client or advisory relationship.
By purchasing, you agree to the Terms of Purchase and acknowledge you should consult a qualified professional for your specific situation.
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Enter your annual income and expense totals once. The workbook distributes them across months automatically using agricultural seasonal patterns — calving season, planting, harvest, winter slowdown.
Pre-loaded with seasonal multipliers tuned for Western cattle, row crop, hay, and diversified operations. Every multiplier is editable — match it exactly to your operation's cash timing.
Model up to 3 major decisions side-by-side: equipment purchase, livestock expansion, land acquisition. See the year-one cash impact, estimated ROI, and payback period for each before you commit.
Negative months turn red automatically. You'll see at a glance which months you'll be short — and how much — so you can line up operating credit before the squeeze, not during it.
Clean, professional layout that prints well. Ag lenders and Farm Credit officers recognize this format — bring it to your operating line review or loan renewal meeting.
This is your file. No logins, no subscriptions, no data in the cloud. Works in the barn with no internet. Works in Excel or Google Sheets. Update it every year.
12-month summary. Ending cash balance by month. Total annual income, expenses, and net cash flow at a glance. Low-point alert.
Main working tab. Enter your annual totals (yellow cells). Formulas distribute to months. Net cash flow and running balance auto-calculate. Red = negative months.
Monthly distribution multipliers for every income and expense category. Pre-filled with ag-specific defaults. Change any value to match your operation.
Three scenario columns. Fill in the yellow cells to model equipment, livestock, or land. Year-1 cash impact, ROI, and payback period calculated automatically.
Calving costs hit in February. Livestock sales don't come until fall. That 8-month gap is where operations get in trouble. This workbook maps it out month by month.
Seed, fertilizer, and chemical bills stack up in spring. Income doesn't land until harvest. Knowing your lowest cash point helps you size your operating line correctly.
Multiple enterprises mean complex cash timing. Feed costs, hay sales, livestock cycles, and custom hire income all on different schedules — now you can see them all together.
Cloud tools require internet. Subscriptions get canceled. Passwords get forgotten. Platforms shut down. An Excel workbook from 2025 will still open in 2035 — no account required, no monthly fee, no data leaving your machine. That's not a limitation. That's the point.
Understand what your tax return says about your operation's profitability.
Try it free →12-month projections, seasonal patterns, what-if scenarios in Excel.
Get it nowCustom analysis, lender prep, and ongoing financial strategy from a CPA.
Coming soonThe Cash Flow Forecaster gives you a 12-month view. See the squeeze coming. Plan around it.
Get Instant Download — $47For educational use only. Not financial, tax, or accounting advice.
Purchase does not establish an accountant-client or advisory relationship.
By purchasing, you agree to the Terms of Purchase and acknowledge you should consult a qualified professional for your specific situation.
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