Boots-in-the-dirt financial clarity for agriculture

Every agricultural operator deserves to know whether their work is building wealth or just moving money.

Christina helps you translate your tax returns, bookkeeping, and financial data into plain-English profitability insights for farmers, ranchers, and ag operators, helping you understand why your tax return doesn't tell the whole story.

Decode Your Schedule F — Free Meet the CPA Behind This

2M+

US ag operations, most without clear profitability data

14+

Agricultural industries served

$0

Cost to decode your Schedule F

"Real agriculture experience built from a lifetime in the industry—backed by an MBA, a CPA license, and Farm Credit experience. Not three episodes of Yellowstone and AI."

The Problem

Revenue is not profit. Most ag operators can't tell the difference.

Your accountant files taxes. They don't tell you which enterprise is bleeding money.
QuickBooks tracks transactions. It doesn't explain why your margins shrank 12% last year.
Your lender wants projections. You're building them from gut feel, not data.
You grew revenue 20%, but profit went down. Nobody flagged it until now.

How I Help

From confusion to clarity

Three tiers. Start free. Go as deep as you need.

01.

Decode

Tax Return Decoder

Enter your Schedule F numbers. Get a plain-English breakdown of where your money actually goes, which enterprises are profitable, and what your lender sees when they read your returns.

Free

Try it now →

02.

Equip

Profitability Workbook

5-year profit tracking, custom expense categories, margin trends, and a print-ready lender summary — all in a single Excel file built for ag operators.

$27

See what's inside →

03.

Intelligence

Ag Financial Intelligence

Benchmarking tools, debt capacity analysis, lender-ready summaries, and a 12-month cash flow forecaster. CFO-level financial intelligence without the CFO salary.

Starting at $47

Explore the bundle →

Ready to Go Deeper?

Tools & advisory built for ag

Tier 2 · Equip

Financial Toolkit

Profitability workbooks, cash flow forecasters, and benchmarking templates built specifically for ag operators. Do-it-yourself financial intelligence at your own pace.

$29 – $97

Tier 3 · Partner

Ag CFO

Custom financial analysis, performance tracking, growth strategy, and budgeting from a CPA who speaks agriculture. CFO-level support without the CFO salary.

Premium Advisory →

Who This Is For

Built for operators who are done flying blind

🐄

Cattle & Livestock Ranchers

You know cost per head matters. But between feed, vet bills, and market timing, the real number is buried. I surface it.

🌾

Row Crop & Grain Operators

Input costs keep climbing. Are you making money per acre, or just moving money around? The answer changes everything.

🌿

Diversified Operations

Timber, vineyards, livestock, crops. Each enterprise has different margins. I break them apart so you see what's carrying and what's dragging.

🏪

Rural Small Businesses

Ag-adjacent businesses with seasonal cash flow, complex tax situations, and no CFO on staff. You deserve the same financial intelligence as a Fortune 500.

Who's Behind This

A CPA who grew up in Central Nevada ranch country, managed farm credit portfolios, and has worked across 14+ agricultural industries.

"I know the difference between hay and straw — and between EBITDA and actual take-home."

Lone Cowgirl Company is built by someone with boots-in-the-dirt agriculture knowledge — not just a finance degree. From 4-H record books to Farm Credit portfolios to county finance, every step led here. That combination doesn't exist at the big firms.

CPA MBA Ag Business, CSU Farm Credit Services 14+ Industries

Read the full story →

Free Download

Prefer a spreadsheet? Grab the free Schedule F Excel Template.

All 32 IRS fields, auto-calculating formulas, 6 key ratios, and industry benchmarks for 10 operation types. Works in Excel and Google Sheets.

Download Free Template

Advisory Service

Field CFO — Farm Financial Analysis

Go beyond tax-basis numbers. Field CFO is the analysis framework I use in my advisory practice — I convert your Schedule F into accrual-basis management accounting, covering inventory adjustments, enterprise profitability, DSCR analysis, and a prioritized action plan.

Learn About Field CFO →

Your numbers are telling you something. Let me translate.

Financial clarity starts here.

The gap between accounting and strategy costs agricultural operators millions every year. Lone Cowgirl Company exists to close it.

Start Your Free Analysis