Terms & Conditions
1. PARTIES
In consideration of being permitted to participate in the Digital Products, Downloads, and Resources (the "Products"), and the value you will gain by participating in the Products, you hereby agree to these Terms of Purchase. These Terms of Purchase are entered into between you (hereinafter "you" or the "Client") and Lone Cowgirl Company LLC (hereinafter "Company", "we" or "us"). You and the Company are collectively referred to herein as the "Parties".
2. ACCEPTANCE OF TERMS OF PURCHASE
The following Terms of Purchase ("Terms") govern your use of and access to the Products. These Terms are legally binding and it is your responsibility to read them before you begin to use the Products. By using and participating in the Products, you accept and agree to be bound and abide by these Terms.
3. PRODUCTS
Products will include the following:
- Digital products, downloads, and resources including but not limited to PDF workbooks, guides, spreadsheets, dashboards, templates, checklists, video trainings, and audio resources. Access to downloadable materials is provided on a lifetime basis. Access to hosted content is available for as long as the Company maintains the platform.
4. CLIENT RESPONSIBILITY
As part of your use of the Products, you are expected to complete the requisite work assigned. There is no guarantee for success as Client is responsible for completing work and following the Company's recommendations.
5. REGISTRATION AND PAYMENT
In full consideration of Company's performance, obligations and the rights granted herein, Client agrees to pay in full at the time of purchase in the amount listed at checkout. All payments made by Client to Company are non-refundable. Payment will be collected via the Company's website or approved processors including Stripe and PayPal. You hereby give the Company authorization to charge your payment method on file for any outstanding fees. Payment failure will result in termination of access to the Products. You agree and warrant that all payment instruments are correct and that you are authorized to use them. You may not resell, assign, or transfer your purchase.
6. RECURRING SUBSCRIPTIONS
The Company does not currently offer recurring subscriptions. If subscription Products are offered in the future, additional terms may apply.
7. REFUND POLICY
Due to the immediate and direct access to the Products, we do not offer refunds of any kind.
8. LATE FEES
If Company does not receive payment from you within fourteen (14) calendar days of any payment date, then you will be charged a late fee of 1.5% of the outstanding amount per each day that Company does not receive payment.
9. CHARGEBACKS
You are to make every attempt to resolve any issue with the Company prior to attempting a chargeback with your financial institution. You will remain responsible for amounts due under these Terms in the event you dispute payment. In the event of a chargeback attempt, you agree to forfeit any and all access to Products. Company reserves the right to present proof of purchase and these Terms to the financial institution.
10. BUSINESS HOURS
Company's business operating hours are Monday – Thursday from 9:00am to 4:00pm Pacific Time. All communications received outside of these hours will be responded to during the next business window. Company may be closed on holidays or for vacations at its discretion.
11. CLIENT CONFIDENTIALITY
During the course of the Company's performance, you may receive, have access to and create documents, records and information of a confidential and proprietary nature to the Company ("Confidential Information"). You agree to keep all Confidential Information strictly confidential and not disclose it to any third party.
12. FORCE MAJEURE
If either Party is unable to perform any of its obligations by reason of fire, strike, act of God, or other cause beyond control, such Party shall be excused during the pendency of such cause.
13. INTELLECTUAL PROPERTY RIGHTS
All content, materials and features provided in connection with the Products are owned by the Company and are protected by intellectual property laws.
14. LIMITED LICENSE
By purchasing the Products, you are granted a limited, non-transferable, non-exclusive, revocable license for personal use only.
15. NO REPRODUCTION
You may not reproduce, distribute, modify, or exploit any material provided.
16. PRIVACY
Your use of the Products is governed by our Privacy Policy: https://lone-cowgirl-company.polsia.app/privacy
17. USER ACCOUNT
You must treat account credentials as confidential and not share access.
18. USER CONTRIBUTIONS
Any content submitted may be used by the Company unless otherwise stated.
19. TESTIMONIAL RELEASE
Client grants Company permission to use testimonials for marketing purposes.
20. GENERAL DISCLAIMER
To the fullest extent permitted by law, we disclaim any liability for any loss or damage incurred in connection with use of the Products.
Financial Disclaimer:
The tools, templates, dashboards, and resources provided by Lone Cowgirl Company are for informational and educational purposes only. Your use of these materials does not establish a client-advisor, accountant-client, fiduciary, or professional relationship. All information is provided "as is" without warranty of any kind. Lone Cowgirl Company shall not be liable for any decisions made based on this information. You are encouraged to consult a qualified professional before making financial decisions.
21. WARRANTIES DISCLAIMER
Products are provided "as is" without warranties of any kind.
22. EARNINGS DISCLAIMER
Individual results may vary and are not guaranteed.
23. TECHNOLOGY DISCLAIMER
Company is not responsible for technological failures.
24. WARRANTIES AND REPRESENTATIONS
Parties represent they have authority to enter into this Agreement.
25. ASSIGNMENT
Rights may not be assigned without written consent.
26. ASSUMPTION OF RISK
You assume all risks associated with use of the Products.
27. INDEMNITY AND RELEASE
You agree to indemnify and hold Company harmless from claims arising from use of the Products.
28. LIMITATION ON LIABILITY
Company shall not be liable for indirect or consequential damages.
29. WAIVER
Failure to enforce any provision shall not constitute a waiver.
30. LIMITATION ON TIME TO FILE CLAIMS
Any claim must be filed within one (1) year.
31. SEVERABILITY
Invalid provisions do not affect remaining Terms.
32. NOTICES
Notice to Company:
Lone Cowgirl Company LLC
Attention: Christina Haron
christina@lonecowgirlco.com
33. ENTIRE AGREEMENT
These Terms constitute the entire agreement.
34. GOVERNING LAW
These Terms shall be governed by the laws of the State of Oregon.
35. MEDIATION
Mediation will take place in Redmond, Oregon or remotely via Zoom.
36. JURISDICTION AND VENUE
Venue shall be Deschutes County, Oregon.