Track income, expenses, and margins across 5 years. Built-in formulas, a lender-ready summary, and industry benchmarks — all in a clean Excel file you own forever.
For educational use only. Not financial, tax, or accounting advice.
Purchase does not establish an accountant-client or advisory relationship.
By purchasing, you agree to the Terms of Purchase and acknowledge you should consult a qualified professional for your specific situation.
Enter your numbers. Everything else — ratios, trends, summaries — calculates automatically.
5-year summary table showing gross income, expenses, net profit, and operating margin across all years at a glance. Trend indicators show whether you're improving year-over-year.
One tab per year. Enter all 7 income lines and 25+ expense categories (Schedule F-aligned). Built-in formulas auto-calculate 8 key financial ratios and a full expense breakdown panel.
Every income and expense category laid out side-by-side across all 5 years. Instantly see which cost categories are growing faster than revenue — that's usually where the fix lives.
Three custom expense rows you can rename for your operation — water/irrigation, agritourism, direct sales, or anything else. Instructions for adding more rows included.
A clean, print-ready single page that pulls your 5-year data and formats it for bank meetings, FSA applications, or advisor reviews. No reformatting needed.
USDA benchmark data for 10+ ag operation types (operating margins, expense ratios, labor %). Plus plain-English explanations of every ratio and FAQ answers for common scenarios.
Not a generic template you'll have to rework for 3 hours.
Every income and expense row maps to a specific IRS Schedule F line number. Copy your tax return straight in.
Operating margin, expense ratio, debt load, labor efficiency, depreciation intensity, government dependency, and more — all live.
Pure Excel formulas with no VBA, no add-ins, no security warnings. Works in any version of Excel and Google Sheets.
Data tables are arranged so you can highlight and insert a chart with two clicks. Instructions included for the most useful visualizations.
The Lender Summary tab auto-populates from your year data. Print it or share the file. Shows 5 years of trend, which is what lenders actually want to see.
Labels match what's on your tax return. Benchmarks are for agricultural operation types, not retail or service businesses. The guide uses plain language, not financial jargon.
Cattle, row crop, hay, dairy, specialty crops, diversified — all 10+ operation types have their own benchmarks.
No logins. No browser. No subscription. Your data stays on your machine, not in someone's cloud.
The Lender Summary tab formats your 5-year financials into exactly what financial institutions want to review.
The trend analysis shows which expense categories are growing faster than income — that's usually the answer.
A three-step path from free analysis to full financial clarity.
Enter your numbers, get instant profitability analysis, ratios, and insights. No signup required.
Try the Decoder →Multi-year tracking, trend analysis, and lender-ready summaries in a downloadable Excel workbook.
Buy & Download →For educational use only. Not financial, tax, or accounting advice.
Purchase does not establish an accountant-client or advisory relationship.
By purchasing, you agree to the Terms of Purchase and acknowledge you should consult a qualified professional for your specific situation.
12-month rolling cash flow projections with seasonal patterns and equipment/livestock what-if scenarios.
Notify me when available →One $27 purchase. Download immediately. Use it for every tax year, every lender meeting, every planning session you have.
Get the Profitability Workbook — $27For educational use only. Not financial, tax, or accounting advice.
Purchase does not establish an accountant-client or advisory relationship.
By purchasing, you agree to the Terms of Purchase and acknowledge you should consult a qualified professional for your specific situation.