A growing library of farm finance workbooks built by a CPA who spent a decade reviewing farm financials at Farm Credit. Pick a template, drop your email, get the workbook in your inbox — no upsell, no drip, just the tool.
Lenders, accountants, and farm management programs hand out templates all the time — and most of them die in a downloads folder because nobody knows what to do with them. These workbooks are different. They're the same Excel layouts I built when I was underwriting ag loans and reviewing Schedule F returns for a living. The fields are filled in the order an accountant or lender actually reads a P&L or a depreciation schedule. You'll know which cell matters before you get there.
Every template is free. Drop your name and email, tell us which workbook you want, and we'll send it. If you want a complete financial picture — accrual income statement, balance sheet, cost-of-production by enterprise, and lender-ready ratios — check out the Field CFO Framework.
Three workbooks to start the library. Each is a single-page Excel file you can fill in on your own numbers. More templates ship here as they're built — subscribe once and you'll see new releases as they land.
12-month rolling cash flow tracking: opening balance, monthly cash in (crop sales, livestock, off-farm, custom work, other), monthly cash out (operating, debt service, family living, capex), closing balance. Spot a negative month before it hits. Built for operator use, no accounting jargon.
Download →Per-unit cost-of-production by enterprise — cow-calf per head, row crop per acre, dairy per cwt. Direct costs, allocated overhead, and a calculated breakeven. Plug in last year's actual numbers and you'll see which enterprise actually earned, and which one ran red and pulled a check from the others.
Get This Template →Asset-by-asset depreciation schedule: purchase date, cost, basis, method (MACRS, Section 179, bonus), useful life, current annual deduction, accumulated depreciation, and remaining book value. Use it to forecast capex tax impact before year-end buying decisions.
Get This Template →Three workbooks in your inbox in the next five minutes. No upsell, no drip — just the file you asked for. If you want a more complete financial picture later, that's where the Field CFO Framework comes in.
The library includes a 12-month Cash Flow Worksheet, a Cost of Production Calculator that breaks out unit economics by enterprise (cow-calf per head, row crop per acre, dairy per cwt), and a Machinery Depreciation Tracker that schedules annual deductions by asset. New templates are added as they're built — and you'll see them when they ship.
Yes. Drop your email and you'll get the workbook(s) you asked for in your inbox shortly after. No credit card, no upsell, no ongoing drip — just a free farm finance tool you can actually use.
No. The templates stand on their own as tools to help you track cash flow, cost of production, and machinery depreciation. Many operators download them, fill them in on their own numbers, and only reach out for advisory work when they're ready to make a major land or equipment decision.
For tracking and visibility — yes. For lender conversations, major capital decisions, succession planning, or multi-enterprise profitability work — templates get you partway there, but a lender-ready analysis or a Field CFO Framework engagement will go much further. See /farm-cfo for the paid engagement.
If you want the full picture — not just the workbooks — start with the guides below. They show the thinking behind the templates, and where to take the numbers next.
Drop your name and email and I'll send the workbook(s) you picked. If you'd like all three, just leave the chip below as "All Templates" or click any card to switch.