Peer benchmarking. Debt capacity analysis. Lender-ready financial summaries. Everything serious operators need — web tool + Excel bundle in one package.
For educational use only. Not financial, tax, or accounting advice.
Purchase does not establish an accountant-client or advisory relationship.
By purchasing, you agree to the Terms of Purchase and acknowledge you should consult a qualified professional for your specific situation.
Two formats. One comprehensive package. Whether you prefer working online or in spreadsheets, you're covered.
Browser-based tools that calculate, compare, and generate professional reports. No Excel required. Works on any device.
Three professional Excel templates with pre-built formulas, benchmarking data, and lender-ready formatting — ready to customize for your operation.
One payment. Use both tools as often as you need — for your operation, your family ranch, your clients.
Stop going in blind. These tools give you the same financial picture your lender is looking at — before you sit down.
Compare your operating margin, expense ratios, and key financial metrics against USDA averages for your specific operation type. See exactly where you stand vs. cattle ranches, dairy, row crop, and more.
Calculate your maximum supportable debt based on income, expenses, and debt service coverage ratios. Know your ceiling before you walk into the bank. Includes principal + interest payment testing.
Generate a clean, professional one-page financial overview that lenders actually want to see: income summary, expense breakdown, key ratios, debt position, and benchmark comparison — formatted for print.
Pre-loaded with USDA-based industry averages for operating margins, debt-to-asset ratios, and expense norms across 10+ operation types. Updated benchmarks baked in.
Each analysis generates suggested language for discussing your finances with a lender. Know how to frame your strengths and address potential concerns before the meeting starts.
Every report in the web tool can be printed or saved as a clean document. Bring it to meetings, share with your tax preparer, or keep it in your files for next year's comparison.
This is the top of the product ladder for a reason — it's built for operators who are ready to get serious about their financial picture.
You're applying for operating credit, an equipment loan, or land financing. You want to show up prepared — not hoping the lender likes the numbers.
You work with multiple operations and need a repeatable, professional framework for financial analysis and lender communication.
Debt capacity matters when you're planning a transfer. Know what the operation can support before committing to a structure.
You're looking to expand — lease more land, add livestock, upgrade equipment. You need to know if the numbers pencil out before you commit.
All three tiers are built to work together. Each one goes deeper.
Turn your Schedule F into clear profit/loss analysis with benchmarks and ratios
Project your cash flow 12 months out — seasonal income, expense timing, and cushion planning
Peer benchmarking + debt capacity + lender-ready summaries. Web tool + Excel bundle.
Web tool access + Excel bundle download. One payment, use it forever.
For educational use only. Not financial, tax, or accounting advice.
Purchase does not establish an accountant-client or advisory relationship.
By purchasing, you agree to the Terms of Purchase and acknowledge you should consult a qualified professional for your specific situation.