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Home lonecowgirlco.com/ Financial clarity for farmers, ranchers, and ag operators. Start here. About /about Meet Christina Haron, CPA — the cowgirl and ag financial advisor behind Lone Cowgirl Company. Products /products Full overview of all DIY financial tools — free decoder plus three paid workbooks. Resources /resources Free guides, templates, and educational resources for ag financial management. Guides /guides Practical financial guides for farmers, ranchers, and ag operators. Written by a CPA with real agriculture experience. Contact /contact Send a message to Christina directly. Based in Redmond, OR.

Schedule F Decoder /schedule-f Enter your Schedule F figures and get a plain-English profitability breakdown — free, no signup. Free Tool Schedule F Template /schedule-f-template Free Excel template to organize your Schedule F data and track year-over-year trends. Free Download Free Farm Finance Templates /guides/farm-templates Free farm finance download library — cash flow worksheet, cost-of-production calculator, and machinery depreciation tracker. Built by a CPA. Free Download

Profitability Workbook /profitability-workbook Deep-dive Excel workbook to analyze farm profitability by enterprise, year, and expense category. $27 Cash Flow Forecaster /cash-flow-forecaster Model cash flow projections by month, scenario, and commodity. Most popular tool. $47 Ag Financial Intelligence Bundle /ag-financial-intelligence The complete suite: Profitability Workbook + Cash Flow Forecaster + Tier 3 interactive tool, bundled. $97 Bundle

Cash Flow Forecaster — Thank You /cash-flow-forecaster/thank-you Download page shown after successful purchase of the Cash Flow Forecaster. Ag Bundle Interactive Tool /tier3-tool Web-based analysis tool included with the Ag Financial Intelligence Bundle (Tier 3). Bundle Included

Field CFO — Farm Financial Analysis Service /field-cfo Advisory service using the Field CFO framework — converts Schedule F tax data into accrual-basis management accounting, covering inventory adjustments, enterprise profitability, DSCR analysis, and action plan. Advisory Farm CFO — Agricultural Financial Management /farm-cfo The Farm CFO framework gives operating farmers a clear financial picture — operating margin clarity, debt capacity visibility, and lender-ready statements. Built by a CPA who speaks ag. Advisory Outsourced Farm CFO — Field CFO for Owner-Operators /outsourced-farm-cfo Outsourced Farm CFO for owner-operators — multi-vertical ag fluency (cow-calf, row crop, hay, diversified), operator-size fit, Field CFO framework. Advisory Ranch Financial Advisor — Strategic Financial Management for Ranch Operations /ranch-financial-advisor Ranch Financial Advisor — strategic financial management for working ranch operations (cow-calf, stocker, hay, grazing, mixed-enterprise), with the Field CFO framework by CPA Christina Haron. Advisory Farm Finance Advisor — Field CFO for Owner-Operators /farm-finance-advisor Farm finance advisor for owner-operators — a dedicated Field CFO, not a lender. Multi-vertical ag fluency (cow-calf, row crop, hay, diversified), operator-size fit, CPA-built, no loan product. Advisory Dairy Farm CFO — Financial Clarity for Dairy Operators /dairy-farm-cfo Dairy Farm CFO framework for milking operations — per-CWT economics, feed cost clarity, parlor and young-stock enterprise profitability, lender-ready financials. Field CFO by CPA Christina Haron. Advisory Row Crop CFO — Field CFO for Row Crop Operators /row-crop-cfo Row Crop CFO framework for row crop operators — seasonal working-capital clarity, crop insurance reconciliation, FSA program economics, equipment financing lifecycle, lender-ready financials. Field CFO by CPA Christina Haron. Advisory Advisory Dashboard /advisory-dashboard CPA-facing client management tool — enter client financials, generate Excel analysis and polished client reports. CPA Tool

Admin Downloads /admin-downloads Owner-only download hub for all product Excel files — Schedule F Template, Workbook, Forecaster, and Bundle. Password Required Analytics Dashboard /admin/analytics Site analytics — visitors, page views, conversions, lead capture, and referrer breakdown. Password Required